awesome-credit-modeling
Credit scoring resources
A collection of papers, articles and resources on statistical methods used to assess creditworthiness and predict default
A collection of awesome papers, articles and various resources on credit and credit risk modeling
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Awesome Credit Modeling / Peer-to-Peer Lending | |||
Network based credit risk models | Peer-to-Peer lending platforms may lead to cost reduction, and to an improved user experience. These improvements may come at the price of inaccurate credit risk measurements. The authors propose to augment traditional credit scoring methods with “alternative data” that consist of centrality measures derived from similarity networks among borrowers, deduced from their financial ratios |